I pasted a smile on my face and said of course, hes expecting you, he just stepped out for a few minutes though inside I was fuming. Now here I am, I think Ill be cancelling my interview for tomorrow. They really wanted my husband to come but that still wasnt happening. so annoyed [emailprotected]. Well guide you through the process. Didnt alarm me as I never heard of Primerica. None thats who! And they came from very humble beginnings working 9-5 jobs now they are free and independent! It was an apartment looking complex with no name, nothing. I wasnt really looking forward to more training in the morning, but figured with the scared-looking new teenage recruit coming, John would at least be in his jovial, upbeat mood. I totally see it now. Why keep this guy waiting, wasnt that terribly unprofessional and disrespectful? They explained how everything worked and it all seemed to be on the up-and-up. It calls back the last received call. I was livid but had to go along so as to get out of there. A large black SUV, an Excursion or an Escalade, pulled up next to me and a rather dapper-looking kid about middle school age got out as his mother sat in the parking lot, engine off. I sold Cutco like ten years ago and while I had a fun summer doing it and actually made some decent sales, I would never do it again. In legal terms, the answer is no. If you didnt get the license or actually go on the field then you know nothing. Additionally, the MLM structure sucks for the Primerica representatives. 8 Controversial MLM Schemes To Stay Away From. Wow I just spent $99 on nothing!!!!!!! PFS Investments | Primerica Financial Services I just didnt understand.. when they hired me on they told me that referrals would pour in and we never cold call.. in fact the company prohibits it! complete with fake hearty chuckle. please dont look me up. The stock in Avon has dropped as well, below $10 a share. He had pulled out a 4-6 page brochure that explained why everyone needs their services. Also, to those who think its a pyramid scam, we are a NYSE company and have an A+ rating with the BBB. There have been plenty of examples of businesses that looked legitimate that were not. He mentioned the company would pay for license and classes and would like for me to start working part time for 5 hrs a week these next few months. Apparently these Primerica folk are misusing LinkedIn profiles for their slimy deeds. The difference was the leadership at Cutco wasnt as slimy as the women who interviewed me when I got introduced to Primerica. It's a fucking scam. When I entered the address she gave me on Google Maps, no name for the building came up, which raised my suspicions even further. BrokerCheck - Find a broker, investment or financial advisor he never gave me the company name just the address and I thought it was a company I applied to on indeed but it wasnt as soon as I got there I seen on the door primerica then I turned around and went home my friend told me about them its like a pyramid scam they want you to put money into their business and promises you will make money. May have to change my number now.what a waste of time an effort they are by simply existing. We set up the interview within a week and Ive never had someone more eager and desperate to hire me. The big guy stated he made over $500,000 last year. Primerica is an insurance company. No, the only logical answer is that they somehow benefit from this revolving door. The second, presents a sales pitch on a legal service. I informed him this job sounds just like the foolishness I mentioned above, and that I will continue to research the company before I consider whether Ill go to interview Friday which I highly doubt I will do thanks to this page! The place where we met was super creepy, also. I know hedge funds can guarantee growth percentages, but never can they guarantee one that high. There were 10 or so young men dressed nicely milling around. The whole conversation was geared towards selling me on deceptively common-sense information about what I assume to be much more complex financial decisions I have a friend who works for an insurance company, and given how much time hes spent studying for his degrees the claim that, in a few months and for $99, I could sell my friends and family (and then random strangers after that) on insurance was certainly too good to be true. At first I was impressed; but not so much now. Baffled, I shook my head. I did not show up to the interview, after 30 minutes passed from my scheduled interview I got a call again from the VP. My old coworker had me sit through a lecture for her (I thought I was just helping her) then he asked if I was interested. life insurance pyramid scheme companies - stmatthewsbc.org In any event, I told him I was not interested and he hung up. 1.) It was no way a job interview. Obviously the recruiter was being paid on some form of commission so the sooner she got me in the office the better. Primerica gives additional life insurance policies that cover 10, 15, 20, 25, 30, and 35 years. The following day, the ex-financial advisor disconnected with me on LinkedIn and I have not heard from him since. I think the biggest tell tale sign that you are getting involved with an ethically questionable company if you have to ask who they work for or grill them on their business model. If the whole deal is to make money, you make more money recruiting not selling the product. Primerica Compensation Plan How Much Does It Cost to Get Started on Primerica? I was being complimented on how I dress, my smile and my energy,( Im a naturally energetic person) they make you feel safe and secure while your there , but right away I was put off when they wanted my bank info. Heres this site. He told me, and when I Googled it, I found this. if i clock out, it doesnt matter, they need help. He contacted me about a week ago about a possible part time job opportunity working for him in a company that he said earns him more money than his full time job at the funeral home. I caved and spoke to her, trying to ask questions about the job but she was extremely vague and told me that she was having a training next week and invited me to come along. 4.) As always, researching before contacting is saving me from MLM opportunities/, I had a brief interview with a ( PRIMERICA REPRESENTATIVE ) , right from the start i saw the deceptive BS that they where trying to scheme up. Then i thought to myself who the hell asks for 25 names off your phone and debit card info in an interview? Still no mention of the type of work. He asked if we knew anyone looking for a job part-time or full-time. He couldnt have known that I am a three time college graduate, having obtained both a diploma and honours degree, in the fields of law and computers respectively, so why on earth was this happening? Ive spent 175$ in total so far. Primerica is so desperate for recruits that they petitioned to make the Series 6 licensing exam easier. Today the husband called and said his wife said I had people skills and was very vague and I had to really ask what was the company after the asked me to come in for an interview. And i was highly qualified for one of their positions. Wheres the money? She has put no pressure on me, and she first spoke to me about the companys functions, as if I were wanting to be a client with them,m and then we discussed the business end. I wasnt expecting this friend would come with another person I do not know and have never met. Answer (1 of 24): From my recent exploration of their compensation plan, they are very similar to the traditional broker/dealer -> agent model of insurance, real estate, and mortgage brokers. Primerica, Inc. | Reviews | Better Business Bureau Profile promote propaganda and sob stories of people getting shafted out of their whole life or group life insurance as a scare tactic. They are not now and I feel a offended that they would think I was interested in an MLM style business which I didnt find out until later. The call was so unclear and left me with wanting more information. You want a cashier to manage your office? Thanks to all who shared their experience. . Im sure people are saving money, but something doesnt feel right. There was two guys Anthony and some dude who looked like he snorted before he came in. Primerica, at the very least, sells a very mediocre policy, that is also over priced for what it does. Well he cleared my somewhat strict prerequisites and I accepted his request. I had to squeeze in questions as he was trying to hang up without providing any information such as what does PFS stand for? I got suspicious and ask if this is an mlm company (I dont even know why, well, I know a lot about mlm companies from the past). Needless to say, not going. I went for the so called interview today and was completely confused and turned off. MLM is not a business. I listened to the representatives pitch and decided to do the research like many of you on here. Im here because i need a different job and it sounds more like he needs me. Then she laid it on the table: I needed to go out and start recruiting. As I read these comments, I am curious as to if the author took the time to do a THOROUGH investigation of this company. I made a decent living $30,000, but its much harder than most people even imagine and it truly does require that you do oodles of prospecting. She gives me a look that says, You could very well be the son I never had! It seems like a con now. I have an acquaintance from Facebook who floods my news feed daily with this Primerica crap. It seemed way too good to be true, i was literally thinking to myself If this is real, I can finally afford college. Are you saying that all the people who commented on this thread that they participated in a fake job interview like this are lying? I got recruited by this chick off of tinder. Which is why a I didnt go down that path. As I told others about my upcoming interview and was asked things like with who, I felt like an idiot realizing I wasnt given any basic details. Reading this gave me something to do for a little while this morning and appreciate the honesty. What a shame. 2. Please please please stay away from this scam!!! I actually stayed with the company and received my securities license, but could not continue due to the trickery and deceit involved. I was fresh in college, and desperately looking for a big girl job. Everything Ive written here is true so please dont waste your time on these people. One of their representatives came up to me as i was walking into Target. Those that ask real questions will be shown the door shortly. Most will say no, but I just want to help them get answers and maybe I can get them a solution. I nodded my head in agreement and the interview was over within seconds. So, after leaving them I channeled all of that energy 110% into my own venture. Multi-level Management is a pyramid/ ponzi scheme. I was approached by a company rep today at my job. Not that it matters as essentially every three years the sales force has been completely replaced, except for the 2% who got in early years ago. The man called the following day (just as he had said he would do). He texted me the address (unprofessional) and me, being naive agreed. I personally am more of a tech guy, dealing with machines and stuff. I thought its not that bad, I currently have another job working as an assistant to a real estate agency. Also this company has to be licensed in each state by the Insurance Comissioner. It was nice how they fooled some people but I was ready to go after 5 minutes, it reminded me too much of cutco knives sales pitch. I am so glad to have websites like these were people can learn a little more about what they may be getting themselves into. They used what I told them about myself to further what they wanted from me. I make a very nice income for myself with a legitimate business. NO, I was special and needed to join and they offered to pay my fee, the $99. Its such bull do do guys. He invited me to go to an event of some kind, and I agreed. You will be expected to go out and find new victims to sign up for the scam. Summary: Primerica is a legit company with a long track record. He told me to have a seat and that there was going to be a presentation. Whats this guys deal anyway? Im scared for my friend but I want her to figure it out on her own so she can see what this really is. Over dinner, I told my husband about the phone call and what I had found online about this Primerica and learned that he, as well, had been lured to their office a few years back, when he was looking for a job and after sitting in their presentation, he realized that it was a pyramid scheme and walked out without looking back. I am a single mother of two kids and I have only been getting one day off from work.
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